For all the people who are struggling to finance a vehicle because of bad credit, Serramonte Ford is here to help. We can help you regardless of your credit status and would love to be of service to you. In the upcoming sections, we will review the benefits of financing a vehicle and tell you exactly why we can help you regardless of your credit.

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Is It a Good Idea to Finance a Vehicle?

To make an informed decision, when it comes to getting a vehicle, you must first know what your options are. While there are countless ways to go about getting a vehicle, the two most popular methods are to either lease a vehicle or finance a car. While both options have certain things in common, we will focus mainly on what their differences are.

First off, if you are leasing a car, you are not obtaining any equity in the vehicle, which means that, despite having a payment every month, you will never actually be able to own it. If you are financing an automobile, all the money that you spend on payments gives you equity in the vehicle. This means that you will one day pay off the car and have complete ownership of the vehicle. Another difference between leasing and financing a vehicle are the freedoms involved.

If you are leasing a car, you will often have to stay within certain limits and meet specific insurance requirements. For example, a lease on a vehicle will usually make it to where you can only drive a certain number of miles per year. If you go past this number, you will have to pay a fee. You will also have to pay higher insurance fees than you would financing a vehicle. When you finance a vehicle, you are presented many more freedoms than when you are leasing.

As a financier, you will face no mileage restrictions, raised insurance fees or any other fees that you might encounter while leasing a vehicle. You will also not have to pay for any small damage that you cause to the interior or exterior of the car. These damages include tears or stains to the upholstery or any scratches to the car's paint.

What Is the Minimum Credit Score Required to Finance a Car?

One of Serramonte Ford's specialties is helping people finance a vehicle no matter what their credit score is. We can help you finance a car if your credit score is great, okay, mediocre or terrible. We can even help you finance a vehicle if you have no credit at all! With our dedicated staff, we can do what it takes to help you finance a car.

Visit Serramonte Ford for All of Your Automobile Financing Needs

In this article, I have done my best to inform you on whether or not it is a good idea to finance your vehicle. I have also gone over if there is a minimum credit score to get a vehicle financed with Serramonte Ford. Having said all this, I hope this article will be of use to you and thanks for reading.

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Serramonte Ford

999 Serramonte Blvd.
Directions Colma, CA 94014

  • Phone: 844-869-7236

Finance Hours

  • Monday 9:00am - 9:00pm
  • Tuesday 9:00am - 9:00pm
  • Wednesday 9:00am - 9:00pm
  • Thursday 9:00am - 9:00pm
  • Friday 9:00am - 9:00pm
  • Saturday 9:00am - 9:00pm
  • Sunday 10:00am - 8:00pm